Excess Property

Commercial excess and excess quota share property

Our appetite for commercial excess and excess quota share property policies is broad. Excess property forms are ISO. UFG Specialty is not an excess and excess quota share property market for habitational business.

Excess and excess quote share property limit

$5 Million

Per location

Acceptable classes

We are here to write tough, hard-to-place accounts and offer a variety of solutions for many classes of business that include, but are not limited to:

  • Lessor's risk.
  • Manufacturing.
  • Metal fabricators.
  • Recyclers.
  • Lumber mills.
  • Residential adult care.
  • Restaurants, bars, taverns and nightclubs.
  • Retail, shopping centers and grocery stores.
  • Warehouses and wholesale distributors.
  • Auto repair shops (no collision repair).
  • Banquet halls.
  • Bowling alleys.
  • Distribution (wholesalers).
  • Gas stations.
  • Gentlemen's clubs.
  • Grocery stores.
  • Industrial buildings.
  • Laboratories.
  • Machine shops.
  • Medical offices and clinics.
  • Offices.
  • Public storage.
  • Vacant buildings.

Avoided risks

Generally speaking, we do not write the following risks. Please contact us for more information.

  • Habitational.
  • Clothing manufacturers and distributors. 
  • Pallet manufactures.


Excess property products are offered in the following states:

  • Alabama.
  • Arizona.
  • Arkansas.
  • California.
  • Colorado.
  • Connecticut.
  • Florida.
  • Georgia.
  • Idaho.
  • Illinois.
  • Indiana.
  • Iowa.
  • Kansas.
  • Kentucky.
  • Louisiana.
  • Massachusetts.
  • Maryland.
  • Michigan.
  • Minnesota.
  • Missouri.
  • Montana.
  • Nevada.
  • New Mexico.
  • North Carolina.
  • Ohio.
  • Oklahoma.
  • Oregon.
  • Tennessee.
  • Texas.
  • Utah.
  • Washington.
  • Wisconsin.
  • Wyoming.

Risks recently written

Here's a list of businesses we've recently written. We hope this gives you a sense of our appetite for excess and excess quota share property coverage, but please know we are open to many different classes of business.

 Property risks (TIV: Total Insured Value)StatePremium 
 YMCA Boys and Girls CampgroundsCalifornia$140,204 
 Tiny Home Rentals (High Wildfire) California$125,400 
 Lessor’s Risk Only: Paper Distributor and Plastic RecyclingCalifornia$100,449 
 Nature Campus California$98,200 
 Condo Association: Walls-Out Coverage Only (High Wildfire)California$80,450 
 Recycling and Waste OperationsCalifornia$75,700 
 Ski ResortCalifornia$143,300 
 Food Processing PlantCalifornia$50,300 
 Church and School California$40,350 


Contact an appointed wholesale broker today.
Disclaimer: This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.