Excess Liability
Casualty - excess general liability/auto liability/employer's liability
UFG Specialty's excess casualty division provides lead excess, excess of lead excess, excess of excess and buffer layer business on both a supported and unsupported basis. We are an excess-focused market targeting difficult-to-place or high capacity moderate to higher-hazard casualty E&S business.
Excess Limit
Up to
$5 Million
Acceptable classes
We are here to write tough, hard-to-place accounts and offer a
variety of solutions for many classes of business that include, but are
not limited to:
- Property owners.
- Lessor's risk.
- Machine shops.
- Contractors (no residential).
- Wrap/Project specific construction.
- Special events.
- Sporting goods.
- Logging/Lumbering (with wildfire).
- Food manufacturers/producers.
- Distributors.
- Appliance delivery.
- Office parks and buildings.
- Consultants.
- Retail.
- Industrial parks.
- Tougher products.
- New ventures.
- Commercial auto.
- Trucker for hire - gap layer.
- Tow truck operation.
- Contractor's fleets.
- Local delivery trucks.
- Messenger and courier deliver.
- Habitational.*
Avoided risks
- Invasive medical products.
- Professional liability.
- Truck brokers.
- Tobacco/Cannabis.
- Critical car/aero parts.
- Boy/Girl scout clubs.
Availability
Casualty — excess general liability/auto liability/employer's liability products are offered in the following states:
- All states.
Risks recently written
Here's a list of businesses we've recently written. We hope this gives you a sense of our appetite for excess coverage, but please know we are open to many different classes of business.
| Excess | State | Premium |
| Habitational: Standard and Subsidized Housing | Multiple States | $1,695,000 |
| Contractor: Specialty Electric | Multiple States | $1,530,000 |
| Contractor: Tree trimming | Pennsylvania | $1,125,000 |
| Real Estate Manager | Multiple States | $1,020,000 |
| Trucker for Hire | California | $711,575 |
| Manufacturing: Specialty Vehicles | Multiple States | $650,441 |
| Roustabout Ops. and Hauling of Frack Sand | Texas | $520,000 |
| Distributor: Food and Convenience Consumer Products | Multiple States | $485,000 |
| Wrap-up Condo Units (18 mos.) | Florida | $395,000 |
| Pizza Franchise Chain (Auto only including HNOA) | Multiple States | $300,000 |