Excess Liability
Casualty - excess general liability/auto liability/employer's liability
UFG Specialty's excess casualty division provides lead excess, excess of lead excess, excess of excess and buffer layer business on both a supported and unsupported basis. We are an excess-focused market targeting difficult-to-place or high capacity moderate to higher-hazard casualty E&S business.
Excess Limit
Up to
$5 Million
Acceptable classes
We are here to write tough, hard-to-place accounts and offer a
variety of solutions for many classes of business that include, but are
not limited to:
- Property owners.
- Lessor's risk.
- Cannabis dispensaries, growers and processors.
- Machine shops.
- Contractors (no residential).
- Special events.
- Sporting goods.
- Logging/Lumbering (with wildfire).
- Food manufacturers/producers.
- Distributors.
- Appliance delivery.
- Office parks and buildings.
- Consultants.
- Retail.
- Industrial parks.
- Tougher products.
- New ventures.
- Commercial auto - lead limits.
- Trucker for hire - gap layer.
- Tow truck operation.
- Contractor's fleets.
- Local delivery trucks.
- Messenger and courier deliver.
- Habitational.*
Avoided risks
- Invasive medical products.
- Professional liability.
- Truck brokers.
Availability
Casualty — excess general liability/auto liability/employer's liability products are offered in the following states:
- All states.
Risks recently written
Here's a list of businesses we've recently written. We hope this gives you a sense of our appetite for excess coverage, but please know we are open to many different classes of business.
| Excess | State | Premium |
| Property Owner and Manager | Georgia | $1,104,119 |
| Trucking and Logistics Operation | Arizona | $860,000 |
| Trucker: General Freight | Arkansas | $850,000 |
| Portable Storage and Moving Company | North Carolina | $836,475 |
| Janitorial Services incl. Crew Transportation | Kansas | $810,000 |
| Concrete Manufacturing and Delivery | Louisiana | $610,000 |
| Student Transportation Services | Illinois | $542,500 |
| Contractor: Utility Line Clearance, Tree Trimming/Removal | California | $300,000 |
| Manufacturer: Building Material | Texas | $300,000 |
| Correctional/Rehabilitation Facility | Utah | $200,000 |