Casualty - excess general liability/auto liability/employer's liability

UFG Specialty's excess casualty division provides lead excess, excess of lead excess, excess of excess and buffer layer business on both a supported and unsupported basis. We are an excess-focused market targeting moderate to higher-hazard casualty E&S business.

Excess Limit

Up to

$5 Million

Acceptable classes

We are here to write tough, hard-to-place accounts and offer a variety of solutions for many classes of business that include, but are not limited to:

  • Property owners.
  • Lessor's risk.
  • Cannabis dispensaries, growers and processors.
  • Machine shops.
  • Contractors (no residential).
  • Special events.
  • Sporting goods.
  • Restaurants.
  • Course of construction.
  • Distributors.
  • Appliance delivery.
  • Office parks and buildings.
  • Consultants.
  • Retail.
  • Industrial parks.
  • Tougher products.
  • New ventures.
  • Trucker for hire - gap layer.
  • Tow truck operation.
  • Contractor's fleets.
  • Local delivery trucks.
  • Messenger and courier deliver.

Avoided risks

Generally speaking, we do not write the following risks. Please contact us for more information. 

  • Habitational. 
  • Energy related.
  • Environmental.
  • Life sciences.
  • Invasive medical products.
  • Mining.
  • Professional liability.
  • Long haul (for hire) truckers.
  • Sand and gravel haulers. 
  • Redi-mix concrete haulers.


Casualty - excess general liability/auto liability/employer's liability products are offered in the following states:

  • Alabama.
  • Arizona.
  • Arkansas.
  • California.
  • Colorado.
  • Connecticut.
  • Florida.
  • Georgia.
  • Idaho.
  • Illinois.
  • Indiana.
  • Iowa.
  • Kansas.
  • Louisiana.
  • Massachusetts.
  • Minnesota.
  • Nevada.
  • New Mexico.
  • North Carolina.
  • Ohio.
  • Oregon.
  • Texas.
  • Utah.
  • Washington.

Risks recently written

Here's a list of businesses we've recently written. We hope this gives you a sense of our appetite for excess coverage, but please know we are open to many different classes of business.

 Excess StatePremium 
 Property Owner/Manager — $2MTexas$625,000 
 Grower and Processor: Vegetables/Fruits — $3M X $2MMultiple States$574,000 
 Freight Forwarder — $2M X $2M X $2M X $1MCalifornia$427,000 
 E-Commerce Platform — $2M X $1M SIRCalifornia$410,000 
 Frac Sand Hauling — $3M X $3MTexas$400,000 
 Manufacturing: Electric and Alternative Fuel Bus — $5MCalifornia$383,000 
 Non-Profit Religious Organization — $2.5M P/O $5M X $5MWashington$350,000 
 Tree Trimmer — $3M X $5MCalifornia$250,000 
 Services: Erosion Control and Debris Removal — $2MCalifornia$200,000 
 Trucker for Hire — $5M X $25MFlorida$181,000 


Contact an appointed wholesale broker today.
Disclaimer: This listing is not intended to be an all-encompassing record of capabilities, products or services, but merely a guide for representational purposes only.